See it with real numbers

See the next move before you enter your own numbers.

Walk through My Debt Lens with a realistic demo debt picture. Built for U.S. users managing personal debt, the demo starts with setup, then shows how the app explains the dashboard, debt mix, scenario routes, calendar timing, and reports.

Enter App Demo
Demo dashboard

1 · Setup

Start with the picture the app will interpret.

The app begins with the inputs that shape the analysis: debts, income, expenses, credit context, reminders, and privacy preferences.

  • Debt details can be updated as balances, rates, or payments change.
  • Fixed bills and flexible spending are separated so monthly room is easier to understand.
  • Privacy and consent choices stay visible instead of being hidden away.
The setup page shows the assumptions behind the analysis: debts, income, expenses, credit context, reminders, and privacy preferences.

2 · Dashboard

Start with the next move, not a pile of balances.

The dashboard combines debt, income, expenses, credit context, and the selected scenario into one current-route view.

  • Alex sees the highest-cost payoff focus instead of guessing which balance deserves attention first.
  • The cash-cushion card keeps extra payments grounded in the monthly budget.
  • Calendar and credit context stay nearby without crowding the main explanation.
The dashboard answers the basic user question: where am I now, and what should I look at next?

3 · Debt Overview

Separate payoff pressure from background debt.

Not every account should compete for the same extra-payment dollar. Debt Overview explains which balances create the clearest short-term pressure and which debts should stay visible for context.

  • Payoff targets are separated from scheduled and long-term obligations.
  • Each classification has a plain-English explanation instead of a mystery label.
  • The active scenario stays visible so the user can connect debt roles to the chosen route.
Debt Overview separates near-term payoff pressure from scheduled and long-term obligations so the plan does not flatten every balance into the same priority.

4 · Scenario Lab

Compare routes before committing to one.

Scenario Lab shows how a different strategy, extra payment, or tradeoff can change the payoff timeline and estimated interest.

  • Alex compares the selected avalanche path against the minimum-payment reference.
  • The $425/mo extra route focuses first on the Summit Rewards Card.
  • Cash-cushion feedback keeps the route useful without pretending every extra dollar is painless.
Scenario Lab shows the visible tradeoff between the selected route, required minimums, and the cash cushion left after extra payment pressure.

5 · Calendar

See the dates behind the plan.

The calendar keeps debt due dates, income markers, recurring expenses, planned expenses, and scenario check-ins in one timing view.

  • Debt payments and income timing are visible in the same monthly grid.
  • Scenario check-ins remind the user to revisit the chosen route.
  • Calendar exports and connection options support follow-through outside the app.
The calendar turns the plan into timing: money coming in, payments going out, and reminders to review the route before it drifts.

6 · Reports & workbook

A written interpretation, not just a chart.

Reports turn the current debt picture into a plain-English explanation, while the payoff workbook gives spreadsheet-level detail when the user needs it.

  • Living Reports explain the current situation and selected route in plain language.
  • Snapshot Reports preserve a shorter view of the saved assumptions.
  • The payoff workbook supports deeper review without making the app feel like a spreadsheet.
Reports explain the current picture in words, while the workbook keeps detailed payoff mechanics available for deeper review.