Disclaimers
MyDebtLens is a product of Oll Korrekt LLC, a limited liability company formed in the State of Colorado, United States. It can make debt planning easier to understand, but it does not replace your own records, judgment, or professional advice.
MyDebtLens explains debt numbers, payoff routes, calendar timing, and tradeoffs in plain language. It does not provide financial, legal, tax, credit, investment, lending, debt-settlement, credit-repair, or emergency advice.
Before making decisions that affect payments, savings, credit accounts, taxes, legal obligations, or household needs, review your own records and consider qualified professional help where appropriate.
Outputs are only as reliable as the information saved in the app. Missing, outdated, or incorrect balances, APRs, minimum payments, due dates, income, expenses, or scenario assumptions can make results incomplete or wrong.
MyDebtLens may use public or official reference data to provide broader context, benchmarks, or educational comparisons. Personal projections are still based mainly on user-entered inputs and transparent payoff calculations.
Reference data is not a guarantee, certification, lender statement, or individualized professional recommendation. Local conditions, lender rules, personal circumstances, and timing can differ from any public benchmark.
Reports and payoff workbooks are planning documents. They are not lender statements, credit reports, legal documents, tax filings, loan offers, refinancing approvals, debt-settlement plans, or promises of future results.
Credit outcomes depend on many factors outside MyDebtLens, including lender reporting, payment history, utilization, credit mix, account age, inquiries, fees, timing, and personal circumstances. MyDebtLens does not guarantee any credit score change or lender decision.
Partner reports, if enabled, are intended to provide aggregate, privacy-safe insight into participation and engagement. They are not individual credit files, underwriting records, member surveillance reports, or evidence of any person’s exact financial condition.
GA4 and Microsoft Clarity are optional, consent-gated, and public-pages-only. Logged-in product analytics is first-party and aggregate/cohort-based. Server traffic summaries are used for reliability and public-site measurement. MyDebtLens does not use marketing pixels, retargeting tags, or authenticated heatmaps/session replay.
Features, integrations, pricing, report limits, workbook access, calendar behavior, AI explanations, external data connections, and partner features may change, fail, pause, or be removed as the product evolves.
These disclaimers are part of the public legal boundary for MyDebtLens and should be read together with the Terms of Service and Privacy Policy. The Terms of Service include additional provisions covering Oll Korrekt LLC, limitation of liability, personal-liability protection for LLC representatives and agents, governing law, venue, and individual-dispute handling.
Company formation and written-notice details are available on the About page. Written notices may be sent to the Colorado business mailing address: 18601 Green Valley Ranch Blvd Unit 108 PMB 175, Denver, CO 80249, United States. This is a business mailing address for written notices, not a walk-in office.