Disclaimers
MyDebtLens is a product of Oll Korrekt LLC, a limited liability company formed in the State of Colorado, United States. It can make debt planning easier to understand, but it does not replace your own records, judgment, or professional advice.
MyDebtLens explains debt numbers, payoff routes, calendar timing, and tradeoffs in plain language. It does not provide financial, legal, tax, credit, investment, lending, debt-settlement, credit-repair, or emergency advice.
Before making decisions that affect payments, savings, credit accounts, taxes, legal obligations, or household needs, review your own records and consider qualified professional help where appropriate.
Outputs are only as reliable as the information saved in the app. Missing, outdated, or incorrect balances, APRs, minimum payments, due dates, income, expenses, or scenario assumptions can make results incomplete or wrong.
MyDebtLens may use public or official reference data to provide broader context, benchmarks, or educational comparisons. Personal projections are still based mainly on user-entered inputs and transparent payoff calculations.
Reference data is not a guarantee, certification, lender statement, or individualized professional recommendation. Local conditions, lender rules, personal circumstances, and timing can differ from any public benchmark.
Underlying public-source data remains governed by the original public sources and any terms, notices, or public-use rules those sources provide.
MyDebtLens provides selection, arrangement, presentation, visual framing, category context, and plain-English analysis for public data pages. MyDebtLens does not claim ownership of CFPB, Federal Reserve, New York Fed, Federal Student Aid, or other official source datasets.
This notice is a public destination for MyDebtLens Dataset markup and source-attribution context. It is not a Creative Commons license.
MyDebtLens screenshots, interface images, illustrations, icons, logos, diagrams, chart visuals, page artwork, and decorative assets are owned by or controlled by MyDebtLens / Oll Korrekt LLC unless a page clearly says otherwise.
These images are provided only as part of viewing the MyDebtLens website and related public pages. No license is granted to copy, reuse, redistribute, modify, sell, scrape, train on, or otherwise use these images outside normal viewing of the website unless MyDebtLens gives written permission.
This notice is the public rights destination for MyDebtLens image metadata. It is not a Creative Commons license, and it does not make MyDebtLens images available for reuse or public licensing. Permission or licensing inquiries may be sent to [email protected]; written permission is not automatic and must be confirmed by MyDebtLens / Oll Korrekt LLC.
Reports and payoff workbooks are planning documents. They are not lender statements, credit reports, legal documents, tax filings, loan offers, refinancing approvals, debt-settlement plans, or promises of future results.
Credit outcomes depend on many factors outside MyDebtLens, including lender reporting, payment history, utilization, credit mix, account age, inquiries, fees, timing, and personal circumstances. MyDebtLens does not guarantee any credit score change or lender decision.
Partner reports, if enabled, are intended to provide aggregate, privacy-safe insight into participation and engagement. They are not individual credit files, underwriting records, member surveillance reports, or evidence of any person’s exact financial condition.
GA4 and Microsoft Clarity are optional, consent-gated, and public-pages-only. Logged-in product analytics is first-party; underlying event records may be account-linked and include request/device metadata, while dashboard summaries are aggregate or cohort-based. Server traffic summaries are used for reliability and public-site measurement. MyDebtLens does not use marketing pixels, retargeting tags, or authenticated heatmaps/session replay.
Features, integrations, pricing, report limits, workbook access, calendar behavior, AI explanations, external data connections, and partner features may change, fail, pause, or be removed as the product evolves.
These disclaimers are part of the public legal boundary for MyDebtLens and should be read together with the Terms of Service and Privacy Policy. The Terms of Service include additional provisions covering Oll Korrekt LLC, limitation of liability, personal-liability protection for LLC representatives and agents, governing law, venue, and individual-dispute handling.
Company formation and written-notice details are available on the About page. Written notices may be sent to the Colorado business mailing address: 18601 Green Valley Ranch Blvd Unit 108 PMB 175, Denver, CO 80249, United States. This is a business mailing address for written notices, not a walk-in office.