What the app helps with
MyDebtLens helps users organize balances, interest rates, minimum payments, due dates, income, expenses, emergency cushion assumptions, and payoff scenarios in one account-protected planning workspace.
- Compare payoff routes such as highest APR first, smallest balance first, even allocation, or custom allocation.
- Preview modeled payoff timing, payment pressure, and estimated interest tradeoffs.
- Use calendar views, reports, and workbooks to make the numbers easier to revisit and explain.
What the app does not do
MyDebtLens is not a bank, lender, broker, credit-repair company, debt-settlement company, financial adviser, legal adviser, tax adviser, credit adviser, loan originator, or emergency-relief service.
It does not negotiate with creditors, reduce balances, promise lower rates, guarantee payoff dates, or guarantee any credit, lending, tax, legal, or financial outcome.
Privacy posture
The app is designed around user-entered numbers rather than bank-account connections. Users should not enter Social Security numbers, full account numbers, payment-card numbers, government IDs, passwords, or unnecessary real names into free-text fields.
Public visitor analytics is consent-gated. Authenticated app pages are not intended to use public marketing pixels, retargeting tags, or authenticated heatmaps/session replay.
Sensitive debt and household-planning fields use application-level encryption. MyDebtLens is not end-to-end encrypted, and authorized operators with sufficient system and key access could technically access or decrypt relevant records when needed to operate, secure, support, or comply with law.
Plans and pricing
MyDebtLens offers a free App Demo with sample data, a one-time Snapshot option, and optional Premium plans. Current features, limits, prices, and any launch offers are shown on the Pricing page.
Paid billing may be handled by a third-party payment processor such as Stripe. MyDebtLens does not store full payment-card numbers on its own servers.
Company and contact
MyDebtLens is a product of Oll Korrekt LLC, a limited liability company formed in the State of Colorado, United States.
Written notices may be sent to the Colorado business mailing address: 18601 Green Valley Ranch Blvd Unit 108 PMB 175, Denver, CO 80249, United States. This is a business mailing address for written notices, not a walk-in office.
For support, privacy requests, billing questions, article feedback, or partnership inquiries, please use the contact form. The public legal pages provide the full Privacy Policy, Terms of Service, Disclaimers, and Cookie, Analytics & Server Traffic Notice.