# Privacy Policy | MyDebtLens

The official Privacy Policy explains how MyDebtLens handles account data, user-entered debt planning information, reports, billing status, support messages, cookie choices, optional public analytics, server logs, optional Google Calendar connections, optional Ask MyDebtLens requests, partner summaries, and anonymized aggregate insights.

Key boundaries:

- An email address and sign-in method are required for a standard account. A real-world name and ZIP code are optional profile details.
- Sensitive debt and household-planning fields use application-level encryption. MyDebtLens is not end-to-end encrypted, and not every operational record or generated file is separately encrypted by the application.
- Ask MyDebtLens is optional and currently uses DeepSeek through its API. Relevant saved planning context may be sent only when the feature is activated; core calculations do not require AI.
- Public-tool analytics is not designed to store exact financial inputs, but underlying security, reliability, and analytics records can include IP address, user agent, device/browser details, account linkage, and coarse geography.
- Account deletion uses a grace-period and purge workflow. Limited billing, security, legal, consent, provider, restriction, deletion-receipt, log, and backup records may remain under their applicable retention periods.
- Official and methodologically documented public data is used for context and comparison. It does not replace a user’s own APRs, balances, payments, income, expenses, or savings.

MyDebtLens does not require bank connections and does not sell personal debt data to advertisers.

Official page: https://mydebtlens.com/Privacy