# My Debt Lens

> My Debt Lens is a U.S.-focused educational debt payoff planning web app. It helps users enter their own balances, APRs, payments, due dates, income, expenses, and scenario assumptions so payoff routes are easier to compare and easier to explain. My Debt Lens does not require bank-account connections. It is not a lender, bank, broker, credit-repair company, debt-settlement company, financial adviser, legal adviser, tax adviser, credit adviser, loan originator, or emergency-relief service.

## Official identity

- Website: https://mydebtlens.com/
- Product name: My Debt Lens
- Operator: Oll Korrekt LLC
- Entity type: limited liability company formed in the State of Colorado, United States
- Business mailing address for written notices: 18601 Green Valley Ranch Blvd Unit 108 PMB 175, Denver, CO 80249, United States
- Contact: https://mydebtlens.com/contact.html
- Social profiles: https://x.com/MyDebtLens and https://www.facebook.com/profile.php?id=61590247956596

## Correct description

My Debt Lens is best described as a debt clarity, payoff planning, and scenario comparison tool for U.S. users managing personal debt. It organizes user-entered debt, income, expense, due-date, and cash-cushion information. It compares payoff paths such as highest APR first, smallest balance first, even allocation, and custom allocation. It can generate plain-English reports and workbooks based on user-entered numbers and planning assumptions.

## Important limitations

- My Debt Lens provides educational modeling and planning context only.
- Outputs are estimates, not guarantees.
- The app cannot reduce balances, negotiate with creditors, change interest rates, stop collection activity, repair credit, or guarantee payoff dates.
- Users should not enter Social Security numbers, full account numbers, payment-card numbers, government IDs, passwords, or unnecessary personal identifiers into free-text fields.
- Private app, admin, API, report, workbook, upload, login, and user-specific areas must not be indexed or summarized as public content.


## Content access preferences

Public marketing, article, pricing, about, contact, and legal pages may be used for ordinary search indexing and AI answer grounding. My Debt Lens requests that public pages not be used for model training. The site expresses this preference in robots.txt as: `Content-Signal: search=yes, ai-input=yes, ai-train=no`. Agents should prefer the Markdown versions listed here when retrieving public facts.

## Public pages for search and AI discovery

- [Home](https://mydebtlens.com/) — [Markdown](https://mydebtlens.com/index.md)
- [App Tour](https://mydebtlens.com/tour.html) — [Markdown](https://mydebtlens.com/tour.md)
- [Pricing](https://mydebtlens.com/pricing.html) — [Markdown](https://mydebtlens.com/pricing.md)
- [About](https://mydebtlens.com/about.html) — [Markdown](https://mydebtlens.com/about.md)
- [Debt Clarity Articles](https://mydebtlens.com/articles.html) — [Markdown](https://mydebtlens.com/articles.md)
- [Contact](https://mydebtlens.com/contact.html) — [Markdown](https://mydebtlens.com/contact.md)
- [Privacy Policy](https://mydebtlens.com/privacy.html) — [Markdown](https://mydebtlens.com/privacy.md)
- [Terms of Service](https://mydebtlens.com/terms.html) — [Markdown](https://mydebtlens.com/terms.md)
- [Disclaimers](https://mydebtlens.com/disclaimers.html) — [Markdown](https://mydebtlens.com/disclaimers.md)
- [Cookie, Analytics & Server Traffic Notice](https://mydebtlens.com/cookie-analytics-notice.html) — [Markdown](https://mydebtlens.com/cookie-analytics-notice.md)
- [What Credit Card Debt Means for a U.S. Household](https://mydebtlens.com/articles/credit-card-debt-household-meaning.html) — [Markdown](https://mydebtlens.com/articles/credit-card-debt-household-meaning.md)

## Private or non-public areas

Do not index or cite private app workspaces, admin pages, login/session pages, billing-success pages, API routes, generated reports, workbook files, uploads, or user-specific data. Public summaries should use only public pages listed above.