# About MyDebtLens

MyDebtLens is a U.S.-focused debt payoff planning web app. It helps users enter their own debt, income, expense, and due-date numbers so payoff routes are easier to compare and explain.

## Operator

MyDebtLens is a product of Oll Korrekt LLC, a limited liability company formed in the State of Colorado, United States.

Written notices may be sent to the Colorado business mailing address: 18601 Green Valley Ranch Blvd Unit 108 PMB 175, Denver, CO 80249, United States. This is a business mailing address for written notices, not a walk-in office.

## What MyDebtLens does

- Organizes user-entered balances, APRs, minimum payments, due dates, income, expenses, and cushion assumptions.
- Compares payoff routes such as highest APR first, smallest balance first, even allocation, and custom allocation.
- Shows modeled payoff timing, estimated interest tradeoffs, payment pressure, calendar timing, reports, and workbooks.
- Uses plain-English explanations to help users understand tradeoffs.

## What MyDebtLens does not do

MyDebtLens is not a bank, lender, broker, credit-repair company, debt-settlement company, financial adviser, legal adviser, tax adviser, credit adviser, loan originator, or emergency-relief service. It does not negotiate with creditors, reduce balances, promise lower rates, guarantee payoff dates, or guarantee credit, legal, tax, lending, or financial outcomes.

## Privacy posture

No bank connection is required to use MyDebtLens. The App Demo and paid workspace both work from numbers users enter themselves. Sensitive debt and household-planning fields use application-level encryption, but MyDebtLens is not end-to-end encrypted and not every operational record or generated file is separately encrypted by the application. Users should not enter Social Security numbers, full account numbers, payment-card numbers, government IDs, passwords, or unnecessary real names into free-text fields.

Official page: https://mydebtlens.com/About